{"id":11134,"date":"2024-07-01T00:41:21","date_gmt":"2024-07-01T00:41:21","guid":{"rendered":"https:\/\/tribunavm.com.ar\/?p=11134"},"modified":"2024-07-01T11:28:49","modified_gmt":"2024-07-01T11:28:49","slug":"crecen-las-fintech-al-calor-del-negocio-financiero","status":"publish","type":"post","link":"https:\/\/tribunavm.com.ar\/index.php\/2024\/07\/01\/crecen-las-fintech-al-calor-del-negocio-financiero\/","title":{"rendered":"Crecen las fintech al calor del negocio financiero"},"content":{"rendered":"
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La cantidad de empresas financieras de base tecnol\u00f3gica (fintech) crecieron un 340% en 6 a\u00f1os. Basan su negocio en sistemas de pago, pr\u00e9stamos y gesti\u00f3n financiera.<\/span><\/p>\n

S<\/span>eg\u00fan el <\/span>IV Informe Fintech en Am\u00e9rica Latina y el Caribe<\/span><\/span><\/a> realizado por el Banco Interamericano de Desarrollo (BID) y Finnovista, el sector fintech (empresas financieras digitales) tuvo un fuerte crecimiento en los \u00faltimos 6 a\u00f1os en la regi\u00f3n.<\/span><\/p>\n

La cantidad de empresas registr\u00f3 un crecimiento de m\u00e1s del 340% pasando de 703 en 18 pa\u00edses en 2017, a 3.069 en 26 pa\u00edses en 2023<\/b>. M\u00e1s de la mitad de ellas \u201cse enfocan en personas y empresas sub-bancarizadas o no bancarizadas\u201d, comenta el reporte.<\/span><\/p>\n

Las principales actividades que realizan son pagos y remesas (21% del total), pr\u00e9stamos\u00a0 (19%), y gesti\u00f3n de finanzas empresariales (13%).<\/span><\/p>\n

Brasil es el pa\u00eds de la regi\u00f3n con el mayor n\u00famero de fintech, con un 24% del total, seguido por M\u00e9xico con el 20%, Colombia con el 13%, y Argentina y Chile con el 10% cada uno. Mientras que, los pa\u00edses que registraron mayor crecimiento en los \u00faltimos dos a\u00f1os fueron Per\u00fa, con el 5,3%, Ecuador con un 3% y Rep\u00fablica Dominicana con un 2,1%.<\/span><\/p>\n

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En el 4to trimestre del 2023 en Argentina unos $5,6 millones, el 15% del total de cr\u00e9ditos del sistema financiero (tarjetas, pr\u00e9stamos personales, etc), fueron otorgados por empresas fintech.<\/figcaption><\/figure>\n

Anderson Caputo Silva, jefe de la Divisi\u00f3n de Conectividad, Mercados y Finanzas del BID, celebr\u00f3 la \u201cimplementaci\u00f3n de leyes fintech en Chile, Ecuador y Per\u00fa\u201d ya que favorece la inversi\u00f3n en el sector. Esto lo lleva a ser \u201cel m\u00e1s relevante para la inversi\u00f3n en capital de riesgo\u201d en la regi\u00f3n.\u00a0<\/span><\/p>\n

En la encuesta realizada a firmas del sector relevaron que los dos principales problemas refieren a la escala del negocio (41%) y el acceso a financiaci\u00f3n (19%). Adem\u00e1s, \u201clos emprendimientos est\u00e1n diversificando sus fuentes de financiamiento y explorando nuevas estrategias de crecimiento, como fusiones y adquisiciones\u201d.\u00a0<\/span><\/p>\n

 <\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

La cantidad de empresas financieras de base tecnol\u00f3gica (fintech) crecieron un 340% en 6 a\u00f1os. Basan su negocio en sistemas de pago, pr\u00e9stamos y gesti\u00f3n financiera.<\/p>\n","protected":false},"author":2,"featured_media":11136,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":""},"jnews_primary_category":{"id":""},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"_joinchat":[],"footnotes":""},"categories":[277],"tags":[294,480,52],"class_list":["post-11134","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latinoamerica","tag-bid","tag-edicion-134","tag-finanzas"],"_links":{"self":[{"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/11134"}],"collection":[{"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/comments?post=11134"}],"version-history":[{"count":1,"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/11134\/revisions"}],"predecessor-version":[{"id":11137,"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/11134\/revisions\/11137"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/media\/11136"}],"wp:attachment":[{"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/media?parent=11134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/categories?post=11134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tribunavm.com.ar\/index.php\/wp-json\/wp\/v2\/tags?post=11134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}